In the beginning most people have recently come to realize that they no longer can maintain their budgets given their income. There are many reasons his happens, but the main reason is a sudden loss of income. Due to the number of recent layoffs in our economy, many people who had solid assets and income last year, suddenly find them selves in a financial jam. Now they ask, "What should I do?"
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Stage 2 - Assessing your Options
Stage 2 - Assessing your Options
After becoming familiar with all of the options, you should now be aware of what you would like to accomplish. Are you trying to save your house or do you just want to get rid of it? What is the best way to get our from your mortgage debts? Do you want to keep your car or surrender it? Is your income situation temporary? Is your credit card debt unsustainable? How important are your credit scores at this point? You need evaluate the pros and cons of each against your stated goal to determine
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Stage 3 - Ready to Take Action
Stage 3 - Ready To Take Action
At this point you have researched your options and know your goals. You may have already decided a course of action but need to "bounce" the idea off of a professional to determine if your solutions works. This is where it makes sense to contact an experienced attorney with knowledge of the law, financial planning and real estate issues. Now is the time to call us to set up a free consultation.
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Stage 4 - Financial Emergencies
Stage 4 - Financial Emergencies
Whether its a imminent foreclosure sale or a collection lawsuit, in this stage, there is very little time to finalize a plan and to execute. The typical Financial Emergency has some fast approaching deadline that requires immediate actions. Filing and confirming your Bankruptcy case will cancel the lawsuits and will stop foreclosure sales, but it will take some "legal gymnastics" to get it done.
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Our Services
Whether you are just starting to research your options or are ready to move forward, we can help you with your decisions.